California pay has more than federal tax
This page starts with California and models state income tax as an editable effective estimate plus the 2026 California State Disability Insurance withholding rate of 1.3%. California withholding tables, credits and personal circumstances can change the actual check.
What is the difference between gross and net pay?
Gross pay is the amount before deductions. Net pay, take-home pay and net earnings refer to what remains after taxes, FICA and deductions are removed. Two people with the same salary can receive different checks when their filing status, state or benefits differ.
Is this an official tax calculation?
No. It is a transparent planning estimate. The federal model is based on 2026 IRS schedules; the state rate remains editable because local rules vary. Confirm final payroll amounts with your employer or a qualified tax professional.