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Salary planning tool · United Kingdom

UK Salary Calculator 2026–27

Estimate UK take-home salary after Income Tax and employee National Insurance for the 2026–27 tax year.

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Trust and method

The result should be reviewable.

Editorial owner: tuwebec tools team. Updated: 17 August 2026.

Applies the £12,570 Personal Allowance with the high-income taper, then calculates Income Tax using the England, Wales and Northern Ireland bands or the Scottish 2026–27 bands. Employee Class 1 National Insurance is estimated from the annualised monthly thresholds.

Notice: Estimate for an employee with a standard tax code and no pension, student loan or salary-sacrifice deductions. Your payslip can differ.

Salary details

Use gross pay before tax and deductions.

UK · England, Wales & Northern Ireland

Gross pay

Estimated take-home pay

Tax and payroll deductions modelled

2026
Annual take-home£33,760
monthly pay£2,813.34
Annual gross£42,000
Effective deductions19.6%

Breakdown

Income Tax£5,886
Employee National Insurance£2,354
Other deductions£0
Estimated annual take-home£33,760
Estimate:Estimate for an employee with a standard tax code and no pension, student loan or salary-sacrifice deductions. Your payslip can differ.
How it works

A clear estimate beats an opaque number.

Applies the £12,570 Personal Allowance with the high-income taper, then calculates Income Tax using the England, Wales and Northern Ireland bands or the Scottish 2026–27 bands. Employee Class 1 National Insurance is estimated from the annualised monthly thresholds.

Why can it differ from a payslip?

Estimate for an employee with a standard tax code and no pension, student loan or salary-sacrifice deductions. Your payslip can differ. Bonuses, benefits, filing details, region and voluntary deductions can change the result.

Official sources

Rules change.
The sources stay visible.

GOV.UK · Income Tax ratesPersonal Allowance and 2026–27 bands ↗GOV.UK · National InsuranceEmployee Class 1 rates and thresholds ↗GOV.UK · ScotlandScottish 2026–27 rates and bands ↗